2nd edition (New edition)

Insurance Law, 2/e

Overview

Insurance is everywhere in Canadian society: health, employment, transportation, commerce, industry, and communications are all sectors of activity affected by insurance. Whether public or private, compulsory or voluntary, insurance touches everyone on a daily basis. Where there are risks, there is a need for insurance — and one cannot live in the twenty-first century without encountering risk day in and day out.

The ubiquity of insurance comes at a cost. This price is paid by all Canadians and not only by those who hold insurance policies. Every year, Canadian policyholders pay billions of dollars in premiums to private insurance companies. Regulation is another consequence of the prevalence of insurance.

Canadian insurance law is a complex mixture of federal and provincial legislation, common law, and custom. This book offers a detailed survey of this regulatory patchwork, divided into three parts. Part 1 provides an introduction to the creation and enforcement of insurance contracts. The subject of Part 2 is the creation of an enforceable insurance contract. Part 3 examines the principles applicable to the enforcement of insurance contracts.

Table of Contents

Acknowledgements

Preface

Part One: Insurance Law in Context

Chapter 1: The Participants

Chapter 2: The Products

Chapter 3: The Regulatory Framework

Part Two: Creating Insurance Contracts

Chapter 4: Insurable Interest

Chapter 5: Disclosure

Chapter 6: Intermediaries

Chapter 7: Contract Formation

Part Three: Enforcing Insurance Contracts

Chapter 8: Coverage

Chapter 9: The Settlement Process

Chapter 10: Valuation

Chapter 11: Subrogation

Chapter 12: Overlapping Coverage

Chapter 13: Third Parties

Table of Cases

Index

About the Author

Of interest...